About Me

As a Guild Mortgage Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. My "Find a Loan" section of this website can be used to find information and resources on our home loan options. I look forward to serving your home financing needs for many years. My goal is to be your "lender for life".

The perfect home loan for you

We offer hundreds of loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer national programs for doctors and dentists, and many state housing programs that provide down payment assistance. At Guild, we’ll work hard to deliver what matters most to you and find the loan that fits your life.

Licensing Information

Thomas Kosta | Senior Loan Officer | NMLS #391610 
Guild Mortgage Company is an Equal Housing Lender; Company NMLS #3274; Oregon ML-176. I am licensed to do business in the states of California and Oregon. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Guild Mortgage is not affiliated with John L. Scott Real Estate.

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